Naturally I started small, I started out buying cheap houses then as my skill set increased and subsequently my bank account grew I moved onto nicer houses and bigger multifamily buildings etc...Currently at this stage of my investment career buying houses doesn't excite me much anymore.

I wish you much more success in the next stages

I am in the pre-investor stage with organizing personal finances/knowledge, and extremely motivated to take my first couple of steps into REI in 2017.

They helped me get through the overwhelming stages and have had a tremendous influence in my life.

We now have a staging company and a Wholesale acquisitions company for other investors.

My guess is they have had no CapEx or maintenance, since it's only 10 years old, so they have gotten a 6% cap for the last 10 years, and they are selling it just in time for you to have to start worrying about the water heaters, driveway, appliances, and other things that might be approaching the end of their new, hassle-free stage of life.

We bootstrapped the purchase & renovations and bought furnishings & decor to stage the property ourselves.

My wife and I are in the beginning stages of starting our wholesale real estate business.  

Complete the conventional loan process asap, but at this stage can HML send another charge as fee ? 

Therefore, you may have to employ a two-stage analysis in these cases.