Both banks and credit unions are good starting points, as they can offer different types of financing solutions that might suit your down payment goal of 15-20%, but the chances of getting 15-20% are limited as 25% is more likely to open more doors for you. 

I have a call set up with our rep with VRBO as our system is integrated in our PM software so we have always had some different rules. 

I've been discussing a few different investment options for the city and wanted to see what actual investor are thinking along the lines of investing in cash flow in the city vs flipping.

There are quite a few old apartments that sell for cheap, but competition is fierce and you have to keep an eye out constantly.You can use https://en.spitogatos.gr/property-index to find the average sale and rent price for different locations.Also AirBnb is pretty big here, but I believe the government is about to change the regulation around it soon.Originally posted by @Themi Stergianos:@Dimitris VainasHi DimitriI’m a swallow traveling from South Africa and wanting invest in Greece rental income opportunities.

This is different than her having her adult kids move in with her-for which you can say no.  

If you assume that you have various "buckets" (i.e. taxable, tax-deferred & tax-free) and differing objectives (i.e. growth, income, liquidity), paying attention to proper "asset location" will add to your net, net after-tax bottomline. 

Each individual deal is different and if you are looking for appreciation and you're losing $50 per month and the appreciation is 10,000 per year then it might be a good investment.

The difference in the cost of exchange fees is something no one talks about..... 

Similar kind of work, different deal structure. 

It's ok to have a general idea of what you want to do, but run the numbers using different strategy to see what the best fit is.