BiggerPockets was thought up for someone like you, with your needs.In the culture I was raised in, there is a very old tradition to do absolutely nothing, make no major life decisions, until 40 days after a loss.

You should move to a less expensive apartment, cut all unnecessary expenses to the bone and adopt a more frugal life style.

If you can get a hold of them before it closes, it will make your life so much easier!

I hear varying things on here about the Memphis market...and I've lived here all my life !

Keep life affordable.

I intend on owner occupying for 1 to 4 years, pending on using HomeFlex Cash Assistance and any other life events. 

Performance as NOI .  3. performance as movement to personal life goals.What I'm hearing at first blush is that Number one has been great to date. 

It has made life a lot easier.  

I may be biased but it's going to be where I continue to invest for the rest of my life.

What a great background Lindsay and it sounds like you know where your passion is in life.