...Re-Repairs ... handyman charging 2-3 times market rate fixes the problem with bubble gum and duct tape (if at all) and surprise, it breaks again in a couple months.

There needs to be specialists in each area of development.....navigating the codes and red tape, efficient design, engineering, low-costs construction, marketing, etc.Anyway, getting shipping container housing accepted into the mainstream is going to be a long road to travel, and I think the first person that makes it will be well compensated for their efforts.Feel free to get in touch with me anytime.

I should also mention that it is generally the specific contractors who will pull the permits applicable to their phase of the construction--e.g., an electrical contractor will pull electric permit, plumbing contractor will pull plumbing permit, etc.

i give them a preliminary application.

Some lender's have an application fee which is standard but it should be less then $500 and they should tell you in writing what it's for and in what circumstances it is refundable. 

If you really don't want them gone and don't feel you can find a better applicant M2M. 

Depending on the area of Tempe students are often interested so be prepared for that element of applicant to be in the mix.

What if we were to withdraw the HELOC application, and submit an application for mortgage pre-approval.

I have a unique opportunity to secure a loan at the Applicable Federal Rate (1.04% for 1-3 years, 2.08% for 3-9 years, or 2.77% for 9+ years).

United home loans, who handled my application, were terrible.