I personally use my HELOC for down payments on homes and then quickly pay if off, this allows me to always have a liquid down payment source on hand.

I've done this with my properties because I'm well known in my small town and don't want people to know what I own.LEGAL PROTECTION: By placing your assets in an LLC, you are legally separating them from your personal assets.

I am familiar with the meet ups happening in the area (and eager to join those) but am looking for something more personal, formal and consistent (bi-weekly?). 

The question I have is should I use my personal name in the letters or use a company name with logo and website?  

Hey BP, if anyone in the Phoenix area is interested in grabbing coffee and discussing real estate, mindset, or personal growth let me know! 

As my avg rental period is <8 days, and I have <14 days personal use at the property and believe I can meet the material participation test, this should be a non-passive activity.Specific Questions on Material Participation:1) Do hours logged for material participation in 2022 include time prior to placing the property in service (i.e. first half of 2022)?

I can personally live with the bathroom, but it definitely needs a new toilet and vanity at minimum.

Hi Kristin,Most DSCR lenders won't check your personal income/tax returns.

I understand this will vary from person to person and could be a debate so feel free to PM me if you have some thoughts.

"Home" suggests it will be for personal use.