If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

But the candidate is refusing to provide a verification of income.

Pay the broker ala-carte service for "verification" lets say $250, just to check everything is good and clear.and most importantly:4.

If you switch jobs to another company, the lender will just have to verify your employment history with a VVOE form (verbally verification of employment) or end of year paystubs, or W2 for two years.

The traditional model is a "dependent model" where the agent becomes part of the corporate identity of the borkerage.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

And the same goes for multiple owners who transfer from themselves to an LLC they own -- provided their membership interests are identical to their original ownership percentages. 

I think we should all take the time to learn the laws regarding the FCRA and with the identity thefts on the rise you should look into what they call credit freeze to stop ANYONE from even viewing your credit without your Pass code.

Are any of asking for anything else in the way of verification?

I have been the victim of identity fraud and my attorney is working to get things squared away.