This seems to be a result of some smart accounting moves on my part, thanks to an investor-savvy accountant.

Granted this charge could be the one from 1996?

However, you are talking morals and ethics with a gentleman who has successfully done business with perhaps hundreds if not more users on this site and hundreds more who have never heard of BP.  

I have nearly $100k to invest but would like to use it in a way that multiplies it and doesn't tie it up for long periods of time.

I agree with this 100%.

Very sorry for the family and what they will likely be going through.

The mortgage broker or lender is generally going to use your middle mortgage credit FICO score which most people don't have access to unless they have already have had your credit run by a mortgage professional.

We are seeking investment in this area as it is near family and our anticipated retirement. 

Thought it could be of huge value as I made this purely from needing it myself when I did my first fix and flip project.

Purchase price: $300,000 Cash invested: $300,000 Sale price: $400,000 This was my first property and decided to sell it get access to its equity.