You evaluate income for the entire group to meet your 3X or whatever criteria; you evaluate the employment stability of the primary and secondary wage earners; you evaluate the backgrounds of all and weigh the pros/cons of the entire picture.

With a SSN you can garnish their tax refunds - much easier than trying to skip trace them and garnish wages.

In my market minimum wage is $7.25/hour entry level wages are in the $12-18 range for labor intensive jobs like working in a warehouse.

Many apartment managers are claiming they don't get paid for overtime, don't get Wage Earning Statements and they claim they are employees and not independent contractors meaning they sue you for filing them as Exempt from paying taxes when you should be withholding taxes from their earning, matching their payroll taxes and paying into social security, medicare, etc..

Which means lowering not just wages but taxes on labor also?

@Dave T as a subchapter S corp if you flip a house you can pay yourself a wage but you can also take some of the profit as a passive investment saving the 15.7% self employment tax.

Rental activity.Passive losses may only offset passive income, not active or portfolio.This is a problem for wage-earning real estate investors.So HOW DO I GET THOSE DEDUCTIONS?

You pay yourself a wage and further fund retirement accounts.

What are w aging to get out of this post?

@Kelly Claiborne I want to invest out of state but dont know about wage growth cities with low crime ar areas within thise cities.