Now that combined with your UNDYING preoccupation with traditional financing issues in wholesaling, just really seals it for me in questioning your understanding of wholesaling.

And most banks require that this amount be equal to or greater than the amount that they are willing to finance.But then again when the buyer brings cash from whatever source he has there is no requirement for that insurance and you are right back to the CMV instead of financiable value or insurable value.The Currment Market Value for any particular home in the end is determined by only the buyer and seller and is based upon the home itself with all its unique draws to each of them regardless of what home values in the area have been traditionally going for.

Yes the government is always a hassle to deal with and yes Sec. 8 rocks in most cases.Just like a traditional tenant - you have your good apples and your bad.

In the US there have been court cases where the dog was not considered a trained SD because it in fact had received no training, obedience or otherwise and did not perform trained tasks.Service Dog central has a good list of case law.http://www.servicedogcentral.org/http://www.servicedogcentral.org/content/The deltasociety.org site has a lot of info, too. http://www.deltasociety.org/ServiceInformationBasic.htmhttp://archive.deltasociety.org/ServiceAccessHousing.htmAnd if you're interested in "traditional" tasks, there is http://www.iaadp.org/tasks.html with a pretty comprehensive list of tasks that can be trained to mitigate a disability-keys being TRAINED and mitigating the disabled persons disability.Ofgift

I am being represented by a traditional realtor who has little experience with short sales.

As the church is the borrower, there is no need for personal income/tax/credit verification---lending decisions are made in most part by the church's cash flow using one of the two following approaches:- Traditional DSCR approach (common amongst commercial lenders)- Multiple Income approach (giving value to collections, donations and using a multiple ranging from 2 to 4 times the Church's total income as a basis to determine max. loan amount).

Interest paid would be treated just as if buyer were using traditional financing. 

What kind of marketing is done in the area, traditional may not work in that market. 

However you traditionally find more sophisticated and experienced players in commercial...that isn't always the case however more so than single family investing.

Because of the ease, speed, and the flexibility of private money loans over traditional bank-type loans, many investors prefer them when acquiring real estate.