It requires you to use a general contractor for the project, and the total with repairs has to appraise for that value. 

(not sure how to fix this)I got the letter on 5/18 , 4/22 was when my tenant complained to authority.I mean sometime these authority just write without verifying much , there was a flood in 2006 and since then some of the floor is leaning and tenant knew about and it is totally habitable as I also do physical inspection every year myself.

Welcome to the site Jeffrey.When looking at the Cleveland market I see a ton of investors get totally shocked by the bottom dollar prices you can find in some of the rougher neighborhoods of Cleveland.

Additionally, I took him to some surplus stores to save money on materials ( which totalled under 2k).

I buy properties that I am totally comfortable with, that are synergistic with my lifestyle and career, and that I can pursue on my time, not when deals happen to present themselves. 

Others are total strangers.

I am totally wanting to work with investors and those that get it.

o.O Kiyosaki totally changed the way I thought about debt.)Of course, if your DTI is keeping financing for your deals out of reach, you may want to opt to pay at least some of the debt off now.

What are the total monthly payments on the CCs? 

My challenge is when looking at their total net income, they are making about $6,800 net, but after deducting $2,200 rent, $3,200 total debt obligations and $100 utilities, they are left with only $1,300 per month to live with.