ask for references.at the end of the day, a good relationship with a lender that can close when you need to close and can give you a no bs pricing is key. that is what I expect from my borrowers, be upfront and honest so we can have a smooth transaction. a direct lender might be cost-effective sometimes, but nothing beats a broker that knows how to structure the deal instead of just submitting paperwork. 

@Jonathan ChiqueYou could bring it up to your attorney, but, it sounds like it was missed during your due diligence, which is your responsibility.

If you are flipping, then you just sell.Now, it sounds like you are talking about going to the auction block to buy properties. 

Nidja,That sounds like a great idea, I think if you do that and utilize a DSCR lender that is maybe more comfortable with underwriting a "vacant" property (MTR/STRs usually) then I think you would be in great shape.

Seasoning timelines have an effect on a lot of lenders and the maximum LTV you can get.

Sounds like this is your first time moving forward with the BRRRRR strategy.

Now if it’s an attached adu, which it sounds like it is?

Through networking, one may learn about the market, possible transactions, and the best ways to invest locally.This may be a really effective tactic to increase value if you're willing to consider homes in need of minor repairs.

Sounds like you are headed down the right track.

I ask because this sounds like a pretty turnkey buy, everything all wrapped up in a bow and ready to go for you.