If it was I do not see how he wins.  

I tried doing everything solo; it was a rookie move that cost time and money.On tenants - screen thoroughly and consistently.

I do think new investors suffer from an overabundance of short-term thinking right now.Regarding number 2, I think your takeaway to buy smart is different than a result of wanting to buy more.

How do you sync?

Do I have to complete the separation of units by January 1st to write off half of my closing costs/other expenses?  

When the 5 year treasury fell too far, the bank doing this told me they were at the floor.

I am a passionate rock climber and athlete and have always told myself if I dedicated myself to financial growth as much as I do climbing I would be a millionaire in 5 years.

If you don't, or if you are still paying MI, then maybe you'll want to consider doing a standard cash-out refi. 

She did get treatment but we lost touch so I’m hopeful it’s what she needed to stay healthy. we have gone on to do over 450 deals since that one closed March of 2017.

I am not invested in the area you are looking at, but I do own a lake front property in north Idaho.Buying a lake house isn't much different than any other house.