If that is how the plumber runs their business another option is to pay it but blast it out on social media in your area about that plumber.

There were options that would have made better investments, but the lifestyle this enabled fit perfectly.

If you're looking for cash flow today your options are basically limited to the midwest. 

If it is tied to the home, you have a few options:1) include electricity in the rent (down side with that is tenants may be less diligent with electricity use and increase the bill)2) have the tenant pay it and include a copy of the statement every 1-2 months to show that it is paid in full.3) have the bill in your name and send a copy to the tenant each month (or whatever the billing cycle is) and they can add the balance to their rent each month. 

Lots of options!

I have not done a lot of research yet, but I imagine that others in town are begining to wonder about their options as well.Being creative and building are the parts that I'm passionate about, so I'm not interested in cookie cutter designs or paying others to do what I consider to be the fun part.

Another option is buying a SFH with an ADU (a garage apt, tiny home in the backyard, etc). 

Part 1 - Dutch Repayment Schedule: This is the most common method of repayment.

If Texas treated you so well, why would that not be an option?

If you are strapped on cash and have the ability to save a lot of money in the near future, a fixxer upper might be a good option.