Hopefully some day they’ll force listings to include cleaning charges in the rates.

HOA fees if there's an HOA.

I am an out of state investor in Indy and recently got my offer accepted but the lender is now offering an extremely high rate 6.375% with a 3.5% discount rate for $3,172.

He did say if it was a low interest rate loan and interest rates went way up then they might focus on that more to call some loans due so they can re-lend out at higher rates.Some attorneys say to get approval ahead of time for a title transfer or you could add specific language to the loan docs stating under what conditions you can change title to.   

Plus you might have a good rate compared to todays market.

Wisdom is knowing which is which.We do something a little bit differently, we buy "off market" and take over thier loan & we expect to get low interest rates and equity up front like this.

Our interest rate is 2.8% putting our mortgage at only $1,880. 

Even finding a distressed property rarely leads to enough cash flow to make it worthwhile, especially in today's high-rate environment.

Know how and who is going to manage, speak with local PM companies (if not self managed) do some due diligence on projections, nightly rates and optimally visit (if haven't already) the areas you're exploring investing in.

Take into account elements like the down payment, closing fees, ongoing monthly expenses, and prospective rental revenue.Market Research: Find communities with high rental demand, low vacancy rates, and potential for appreciation by doing in-depth market research around the Portland metro region.