Remember if your license is in referral status, it is like not having a license.

I am a licensed financial planner in San Jose with 16 years experience.

Im still going through my 90 hour online class to get my real estate license.

Didn't use licensed contractors. 

I want to start off properly and systematically even if that means dealing with vacancy in the beginning.thank you!

If so, were permits pulled & were they installed by a professional5.Are any of the homes rented to students6.Is there a flat roof7.Are there asbestos The Year that the following were updated (either partially or fully) would be good to know:- Heating systems - Roof- Plumbing- electricalSome companies will not write properties with systems that have not been updated.If you are living there, the proper policy for a 1-4 family is a "Homeowners" policy.

Duplex 3/2 (large backyard) + 2/1$299,000 - $3,000 in repair creditsRealtor commission assigned to me at closing: $7,100 (my girlfriend was my Realtor and I am licensed as well)Current rents: $1,300 / $1,100Rents after remodel: $1,800 / $1400Estimated cash flow: $150 per doorRehab budget: $15,000Loan type: FHA 3.5% down (I will occupy 3/2 for one year then ReFi) Realtor: Morgan Marziali - Whitaker Realty *Review inspections but don't let them panic you.

@Inga FonderYou didn't tag me properly before so I didn't see your reply and question... :)If your new payment using IBR is $0, and lenders still want to use 1%, then that's an overlay to the actual guidelines. 

Can you recommend a broker specialized in MHP industry and licensed in PA?

It's those maniacs that buy homes cash via quit claim deed off of craigslist that really get screwed.Make sure your property manager is a licensed real estate brokerage.Understand you can not eliminate all risk, only mitigate it.