Today news came out that NYC owes health benefits to its retired employees to the tune of ~99B! 

So if your tenant is paying in this grace period they are not really late.Just mentally tell your self that the rent is not due till your grace period is up and the late fee kicks in.

I was curious if anyone had thoughts/wanted to take a crack at "what to do" to get ahead in New Jersey.The basics:Income: $5275 after taxes, health insurance, HSA, 10% income into 401KWife's business as an S-corp also allows for about 13K in "shareholder distributions" that we are using at the end of the yearRent ‬ 1250Student loans‭ IBR (203.22 + 557.33): 760.55Groceries: 600Dining out/fun: 400Auto expenses (tolls, gas, maintenance): 260Auto Insurance‭ ‬239.55Vacation fund‭ 200Car payment ‭ (3 more months!)

When the new owners bought it, they had to get a permit from the Health Department for a Mobile Home Park.

As they get older the health starts to decline so I don't want to trade my time for dollars at my current job. 

After reading the posts on here it appears I must request a letter from his mental health professional and verify it.

To put that in a practical sense ..so many people will do mental gymnastics to try to rationalize a lousy return on a property by saying things like “ maybe I can get 30% more in rent when that amazon distribution center comes to town in a few years “ or “ there’s a lot of growth in the area and it’s going to experience gentrification soon” or “ once I add a few shrubs and paint I can brrr this house and get 50% more money out of it “ the point is a lot of people are banking on things that are in essence speculation and wishful dreams .

Now I have to deal with this, more time off from work and just more mental pain.I did not put her security deposit in a account however I did give her alittle more interest then the bank at .04%.

Health issues, job problems, you know how it is...What would you do in this situation?

@Leo PoonI assume you're asking about the apartment or rental vacancy rate.There are multiple sites, blogs, news articles that will tell you about the health of a rental market.