And just to give some background, I've been running my own marketing agency for the last 12 years and before that was a contractor for 7 years.

She owns an agency in Palm City, FL called Stonebridge Insurance. 

The simple answer is you just put a mortgage on your house.More complex answer is it depends:- If you want to get a desirable agency loan (better terms and rates) you will have to put your house in your name and then wait 6 months for the tile to season

Pictures and presentation could be better, but that's probably not the issue.Offering a reduced buyer agency commission is a really big mistake, you are literally incentivizing agents to lead clients to other listings.

If so, did you use a collections agency or did you do this on your own?

Hi - can anyone recommend any commercial real estate agencies or agents that service Brooklyn, zip 11234?

A single agent representing the buyer and seller is referred to as "dual agency". 

If they are new and doing discount agency expect poor service and errors in the contracts. 

I already work 6-2:30 on a good day and 6-6 on a bad one (unfortunately I can’t avoid the 6-6 as OT in those situations is essentially a must) but that usually only happens maybe 1 or 2 times a week with most of my average days being 6-4:30 at the latest so I’d assume my best bet would be to ask around and see if those hours work for agencies in my area.

Must be able to operate in the state of Arizona.Please and thank you.I would check your Federal Credit Unions in the area for this as they do not follow agency (GSE's) guidelines and will probably have less Loan Level Pricing Adjustments - and you may just be able to shave off some of that costs, and probably improved rates.