Guild is also one of the most expensive lenders out there, they are a big behmoth with private and public shareholders to please, so costs are much higher to drive profit for them.I am a local house hacker/investor and lender for WA State, and would be glad to help you with this @Chelsae Roach!

We have a local meetup that meets every first Wednesday of the month.

The BP lender finder tool should be a great way to connect with some lenders but you might also want to check with some local small banks. 

Local investor agent here.

We’re working with a local agent, just published it recently in the traditional platforms (StreetEasy and Zillow), and looking for additional ideas.Hit me with your best strategies!

Don't rule it out, happy to put you in touch with local NYC lenders that can make the deal work based on how much cash you want to put out. 

According to the local realtors I met with, the market here is very hot with little inventory.

I'm also looking to network and connect with more investors locally, so I'll shoot you a friend request and maybe we can link sometime.

Check out my page & let me know if you have any more questions or need any help here locally. 

I am from California and I am looking to get into the local market.