Since you are using the property and renting, you'd want to look into a second home or vacation rental loan programs.

I have lived in the property for more than 3 years and we have been the only occupants in the home since it was built.The potential cashflow isn't the best but our primary goals were to build up the equity in the home to be able to potentially purchase other properties in the future with the chance that we may return to the house in the future.The property is in the Castle Hills area in the northern side of DFW which for those who don't know is generally a neighborhood with higher income tenants. 1. 

My current home was a duplex at one time and I was planning to keep it and rent it as one.

The home is a 2 bedroom/1bath - 816 square foot home.

AI will be able to construct homes at near zero cost.

To be honest I've always dreamed of a second home in Hawaii and STR is kind of an afterthought and nice way to cover some of the mortgage expense.  

A linear market is always the best if you don't want to invest in places that have larger boom/bust cycles.

Cashflow is tight on most deals as rents have not fully kept up with home prices/insurance/taxes/operating expenses.

I even looked down on single family home investing.

Purchase price: $234,900 Cash invested: $7,000 I house hack 2 bedrooms in a 4-bedroom home as Mid-Term Rentals.