They can ask for whatever they want to satisfy the documentation requirements to meet their lending guidelines.

Post Covid, banks and funding companies have significantly tightened their guidelines lowered their LTVs and increased the D.S.C. ratios.

A Broker or Correspondent will have access to multiple lender rate sheets and program guidelines and than can find the best priced option for you.I hope that helps, reach out for any questions.Best,

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For us, that meant substandard living in less than desirable areas.I recently purchased a house in Hanahan, SC as my primary residence due to Berkeley county's section 8 guidelines.

I found this business model and decided I would like to give it a shot, I have been watching YouTube videos of gurus and heard some podcast but I still find myself lost without a step by step guideline to actually find a deal, get a contract and close. 

I see it as a gamble, not a wise investment.  

IF you're talking about a conventional type of mortgage loan, then there are going to be more stringent guidelines on where the money for the down payment comes from.IF you're talking about a commercial type of loan, from a bank, for investment real estate, then there are usually less stringent guidelines for the down payment and raising it from partners is feasible. 

Finally their lease was up, so I formally terminated the lease and am now evicting because they haven’t left (allowed under CDC guidelines).

Big institutions have some of the strictest underwriting guidelines for loans out there.