While seasonal income, especially in a risky environment where injury can quickly eliminate long-term income, is a bit of a downside to the underwriter there is always a major factor to consider.

I want to stay away from warzones and have family friendly environment locations. 

Youre under 1%. 1% isnt really working in todays environ now that money has gotten more expensive. 

Plenty of fish in the sea.. 

Because I am new, I don't know what environment I will work best in (small or large), but given my regular office job preferences, I feel I might enjoy working with a smaller privately owned brokerage (boutique brokerage).

In this low interest rate environment this represents a pretty abysmal rate of return. 

Expect it to be difficult in this economic environment. 

I was just up your way out of Merritt at the Douglas Lake Ranch fly fishing.. boy it was cold but we caught a lot of trophy trout.. 

So without selling the portfolio you already have you can re-leverage it and go out and buy 1mil worth of income producing assets that return you 12% a year AND debt pay down monthly which your residents pay, it does not come out of your pocket.Your returns on your original portfolio would actually go up yes you will have a higher interest rate on the new loan but if the rate on the new loan is 5.5% and you can go out and earn 12% then you should do it.I would also take into consideration can you find deals in todays market environment?

Given I'm a small fish just getting my feet wet, I have eliminated a few areas which I like personally due to the housing demands and costs in those areas.. one of those areas being Nashville.