in the last 6 months my 401k only earn 3.51% interestAlabama guarantees a minimum of 12% unless you bid it down for a Tax lien sales.    

The IRS gives you a safe harbor and guarantees your intent.3.

I think your biggest downside is probably taxes but I can’t guarantee there’s a difference in taxes I just assume there probably is with condos versus one building. 

So properties have different underwriting models based on credit tenant type, stnl or mtnl, how many primary years left on the lease, lease staggering, termination clauses, co-tenancy clauses, restrictive use clauses, lease guarantees for personal and corporate, disclosure of ongoing sales, association by laws, etc. 

If you're personally guaranteeing it, the lender can decide to report.  

Pass guarantee

If you are dealing with an addition built on 12" beams (or if the original foundation is old and not built to current standards), the repair company might not be able to push the piers down to refusal depth or psi due to the beam not taking the load, thus leveling it, but not guaranteeing it will not continue to move in the future, thus not providing warranty.9.

Sue,You asked me the very same question in another post :) Like I said, anything is possible but nothing is guaranteed. 

Are you offering a personal guarantee such that the lender can sue for your personal assets if foreclosing on the property does not cover the debt? 

In that sense, payments are optional for the homeowner, but income is "guaranteed" for the investors in that they are sure to get either cash or an additional equity grant each year.Exit strategy: investors are paid their portion of the gross sale price when the homeowner sells or when the homeowner buys out investors.