Other stuff I do not focus on.I know of a great strip center off market for 6 million and I am direct to the owner.Cap rate is around the 6's which is common for California.  

My understanding (at least in Colorado), is that if you are going to hold property as something other than tenants in common or joint tenancy and there are more than two people, you have to list out their names and ownership percentages in the deed.  

There are loan officers who will but they are not so common since there is little profit for both the lender and the loan officer with small loans.

I looked them both up, and I would consider the TIC (Tenants in Common), because it I believe I have a clear understanding. 

I am looking forward to learning even more from the BP site but more so from this amazing community.I currently work for a non-profit with a focus on health and wellness, youth development and social responsibility.  

@Michael Kennedy I personally don't know what areas of Louisville where multi family buildings are more commonly found.

Is it common to ask for the rental history of the property to see how full/vacant it has been for the current owner and how do I go about doing that?

DTI is less commonly an issue with investment properties.

Provides that licenses shall be renewed every year using the common renewal date of the Nationwide Mortgage Licensing System and Registry as adopted by the Director of the Division of Banking of the Department of Financial and Professional Regulation.

:)   Not a very common name so I always have to say hello to a fellow Thrasher!