Don't buy in areas where theft commonly occurs.

The first pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments - these simple steps will help you prevent lawsuits before they even occur.

Mine has $1M/occurance.  

Many people recommend it even if you just have a home/auto, since a bad accident can exceed the $300/$500K limit of your auto policy.

However, if there is reason to believe a "crime occurred" it becomes a criminal action and no eviction is required, they get hauled away if present (at least in Phoenix, other jurisdictions, who knows.)Because it is an "ongoing criminal investigation" I can't give details yet of how I convinced the officers it was a crime and not a civil action.

This typically occurs when additions are done with no permits.

Edited to add: I just re-read it and it does state that there has to be a documented sale pending for that to occur though.

NJ is notorious for being tenant friendly, so a great lease can help you out if problems occur!

Tenant had no intention of telling me he was moving out, I just found out by accident and I only have verbal knowledge of him acknowledging he is moving out.

But, anything between Woodruff Place and Emerson Heights is pretty rough.Also in talking to residents in the area last year, I also hear that with heavy rains a lot of property flooding occurs because the storm drains feed into the sewer lines.