The reason some of the responses may seem a little heated is the fact that a good portion of us on here are landlords as well.

But no heat in a Wisconsin winter? 

Valenta Plumbing and Heating put in a new tankless water heater in my personal house a few months back and did a good job.  

Also did these properties have landlord supplied heat or was heat paid by tenant?

There is also "machinery breakdown" which will cover your heating and cooling systems in the event of a covered loss (again often taken off by many if not most of my clients). 

Is the heating system sufficient?

So Years 1-3 ~$120k interest/only per year, then ~$166k thereafter.Other notes: Heat and Water are landlord responsibilities and it is typical for the area for those utilities to be included in rent.

And I ***** because I am in Oregon.. all things considered California is the place to be.. not for tax's or polictics but for lifestyle  year round.. yes Florida and the south is nice 6 to 7 months then you have Oppressive heat and humidity..

Imagine your heating bill if the tenants are not responsible for paying to keep the place 80 degrees.

The kitchen, baths, floor coverings, wall covering, heating system, layout, floor plan, etc were all stuck in the 1950s.