Now for some backstory; starting 4/1/17, I will be renting a room via craigslist in Morristown, NJ which is on a MTM basis, just recently I sold a large percentage of my co-owned valet company, and with the tax season, I am looking to use this cash to buy. 

“Our legislation would not only strengthen disclosure requirements and protections for homebuyers, but also help expose bad actors and facilitate their prosecution.”John Henneberger, co-director of the Texas Low Income Housing Information Service said: “These bills will help consumers be more informed about risky wrap-around mortgages and better protected from unscrupulous lenders.”Trish McAllister, executive director of the Texas Access to Justice Commission, added that the legislation will help families stay in their homes.

I have called a bunch in the area and they seem super expensive compared to what we pay in Colorado. 

Title co's will be most familiar with the standard form.I also have good luck with Letters of Intent.  

I also have a non-occupant co-borrower that helped me secure the loan.

Do some homework on Grand Junction, Colorado then contact me if you are interested (or give me some specific questions).

Hi I'm starting out with wholesale in the Boston,ma area would love to hear from investors in my area and or maybe do some co-wholesales. looking forward to hearing from you!

Contact @Kreighton Reed from Solera bank, he is based in Colorado but helping our clients all over the US and can assist you as well. 

This person/co-investor will also be contributing to the mortgage.

Let me know if you run into a good deal on a large apartment complex (25-50 units) in the Denver metro or Colorado Springs area.