My local lender said the interest amortization is front loaded - she really likes Figure and even took out a line of credit herself. 

If you wasted their time by talking to them and not buying oh well.

Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them.

You are wasting their time if you have the walk every property you analyze.

The house originally had an unusually large entryway that was basically a waste of space.

If the owner has to pay separately for scavenger/waste removal, and if you need lawn maintenance and snow removal, include all of that.

Experienced RE investors know that "partnering" with or "mentoring" a rookie is often code for "wasting my time trying to help someone who's constantly screwing up (because they're a beginner) and getting nothing in return".

@Caleb ScottThis is a very loaded question. 

There is no promise rates will fall at any time ahead, that's a gamble and the three points then wasted money.

Know what areas are better/worse so you do not waste someone's time showing in a location that is the opposite of what they are looking for.