. - I know a photographer that specifically chose an arbitrary name for his company...and he actually teaches classes under that pseudonym for privacy reasons.

I have been an Optometrist for 12 years now and my passion is still there because I serve an awesome population (veterans) BUT I long to spend more time with my young children.

HI Chad,Your main options would be FHA and Conventional or as low as 0% down with VA financing (if you're a veteran).There is a niche conventional program called home possible that will allow you to purchase your triplex with a max loan amount up to 656,350 (you'll be under this with 5% down).FHA is available but since you're in Long beach, CA you'll probably not be able to do 3.5% down FHA with out putting more money in especially depending on the area because:- FHA requires the self sufficiency rule on 3-4 unit properties which means 75% of the gross rents of all 3 units (includes your unit you'll be living in) will be required to be greater than the total monthly payment on that property which is commonly referred to as PITI (principal/interest/taxes/insurance).

From my combined experience, it seems that a little exterior work can go a long way, as well as some interior.First, consider hiring a pro photographer and get some good photos.

Had a contractor walk out half way through the project 2 days before the professional photographer was coming in for pictures, and nearly none of the finishing work was complete!

You can also request an inspection that is recorded on video or photographs to show the condition of the home.Just remember to be realistic about your requests.

I am hoping this thread gets some action and would be a good read for newbie investors and even veteran investors as well. 

For some of the veteran investors in the BP community who have lived through multiple RE cycles, what types of growth investments do you recommend in this rising interest rate environment? 

- i am a disabled veteran on payment plan because of fixed poverty income for serving this godforsaken country!

I speak with 20 year veterans on a weekly basis and they always tell me how much more they have to learn.