@Nat Chan You need a strong agent that has relationships with the REO listing brokers in your area.

These areas may even show a "strong history" of rental "re-markets".

Seems like some research into this would be warranted - it could be a good deal - but you don't want to be the one who has it on the market for another 2 years - I would keep following up with it - are the comps strong in the area? 

I have been asked:  Will the rental market always be this strong?  

I have stable employment and we both have strong credit (in the high 700s).

We really don't want to lose this deal and feel this will be a strong foundation to our real estate goals for many years to come. 

Without the ability of these smaller captive lenders to survive, the related businesses would also be endangered.5.The overwhelming majority of these chattel lenders handle both their own origination and service of these loans thus eliminating some of the problems that occur in the mortgage industry.It is also important to note that the concerns addressed in the proposed regulation regarding safeguards, the Federal Trade Commission already has strong standards in place that govern non depository lenders.

Any "business" that does not have a web presence in 2015 seems a little sketchy.Again I know nothing about them, so take my opinions with a grain of salt.Be careful and let us know what you find out.

@James BrandThe market is strong in Bethlehem.

Hi Gabe - Banks are usually a little more conservative, especially on construction loans so without a big track record or a strong credit score/reserves it may be difficult.