My Real Estate goals are to build a business that will allow me and my girlfriend of 5 years to produce a legacy we can build and eventually pass on to our children.

Cash flows from the project financed and aggregate cash flows of the principals and their entities generally must produce a minimum debt service coverage ratio of 1.25:1."

Even episodes covering more intimidating topics provide an incredibly helpful introduction to those topics that I likely would not otherwise have ever found.I know that this is probably a longer introduction than usual, but I can't help but take the opportunity to express my appreciation for the abundant and unique value which BiggerPockets provides to people like myself, who, frankly, just don't know where to start.A Little About MyselfI am currently a seminary student finishing up a Master's of Biblical Languages degree at Midwestern Baptist Theological Seminary in Kansas City, Missouri.

I'm incredibly energized by the idea of getting into REI.

It should be incredibly helpful.

The banks that do offer NRLs require the property to be income producing.

It was a beautiful day and we enjoyed a incredible lobster/seafood lunch and were relaxing and drinking some beers when Tom said it's time to hit some golf balls and discuss real estate investing.

Identify the key activities that will produce the results you're looking for and make it a daily practice, even it's only an hour, of doing those activities daily.

Then I wouldn't have gotten so involved with due diligence, SEC compliance, lending licensing requirements, and all those little issues that are so time consuming and don't produce revenue.I hope everyone reading this knows I have my tongue firmly planted in my cheek.

Reading these posts reminds me that everyone has an interesting story and some incredible dreams.