Hi Tip, I personally love Columbus Ohio and as someone who works with a lot of out of state investors - there's so many catalysts for why you should invest here.

Accepts 12 or 24 months of personal or business bank statements.

I have made some real estate investments personally, small.

Quote from @Christopher Davis: It's important to understand the court will not award you compensation for your personal time.

Talk to the person who sold you the deal initially to see if they have a recommendation for a lender (local bank, credit union, DSCR guy, or Hard Money).   

I have a vacant house a couple doors down from my personal home, in Texas.

I just need a go-to person momentarily….Thanks, coachable newbie 

Personally, I believe there are much better ways to invest in RE, even with limited knowledge or bandwidth. 

Lenders will need to make sure the property can debt service at 1.25 or higher using all property expenses, property income, and depending on the bank, your personal income and personal debt. 

As for the persons you said you would send an application, you may have to just be honest and let them know that since they have pets, you are not going to send an application because you have decided not to permit pets.