I’m likely taking the 1 year interest only and will refi then.

Hope that helps, and I'm happy to chat if you'd like to connect.

(My assumption is it may be tough to prove enough material participation if using someone local to manage.)Two things worth noting:1- I'll be discussing with my CPA in-depth soon, but would like to hear other's experiences on this.2 - The main reasons I'm looking to STR's is the tax benefits (Cost-Seg) & appreciation that comes with buying in these areas opposed to the mid-west where I look for long-term rentals..

So like Derrick said, I probably would not recommend you throw money at a course.

I'm no longer in the position to house hack, I currently own my SF property here in Miami.I like the idea of SC, NC - But my question still persists, if I choose one of the two, I'd like to hear some feedback from people who are in those states and which strategy they find works best.Thanks!

However, they've told me their daughter might move in next summer, so I'll likely need to find a new place in about a year.

I am debating about this because I know most people like mature trees but in this particular case, they almost completely cover up the front of the house. 

Are you paying it off because you don’t like having debt, or because the interest you’re paying is higher than the return on the money you can receive by investing it (on a risk adjusted basis?).  

Like Rick said, if the numbers make sense for you then why not?

It’s like a community of real people sharing real experiences, which has helped me learn so much.