I'd suggest either putting snow removal into your costs or adding in the cost of liability insurance (though it may not protect you in this particular situation).Lastly, I'm guessing you do property management yourself.  

I appealed the case, got the same judge, never said one word in either case to defend myself and I lost a 2nd time.I still recommend that you take the landlord to court because a judge will probably invalidate the statement for responsibility, or liability with the exception of malicious damage.

House has some sort of liabilities.

Hi Account Closed,The attorney you spoke to is trying to protect you from perceived legal liability-- that is what attorneys worry about, after all.

Liability for other people, yes. 

Continue to keep the properties in my name and get a large umbrella policy (dwelling policy) to cover any liability that I may be subjected to.2.

One board member is concerned that doing this would change our HOA from being non-profit to a for profit business and would require us to become ADA compliant (historic building that does not have elevators), pay extra in taxes, higher liability, etc.

Of course, the concern is mold and the liability associated with it.

I work with many CPAs that can help you and minimize your tax liabilities while increasing your cash flow.

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.