Hello, I am looking to renovate my grandma's house.

If you're looking to put even less, you'd have to get creative somehow - house hack, second position seller financing, etc.

Her son is living in that house right now and it is falling apart.

I've been house hacking for the last several years. 

So I have a question, I have a property that has a main dwelling and  that has a carriage house (ADU) in the back it was my first property ever bought I was severely underinsured on the carriage house.

I’ve done Zillow, filtered it based on Bathroom/bedroom size, home type, etc.I’ve found a few but in the event where houses for rent don’t show up (due to time of posting ?)

Are there any house plan websites that are specifically geared toward investors for spec homes?

What if I am a part-time agent to qualify for the REP status via mainly RE agent activities (helping others in buying/selling houses) and then also have a couple of investment properties on the side that I manage myself to attain passive loss from those properties (via depreciation)? 

@Colleen Weaver - I would assume you are referring to a 5% down owner occupied loan, e.g. a house hack of sorts.

The house is in my hometown, I'm very familiar with the area.