You do not need to subdivide 40 acres or 10 acres off a larger parcel that leaves you with more than the minimum required for a legal plat or lot, not in Kansas.

I will leave it up to expert on Bigger Pockets to answer your questionsIf I was in your market~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~I would personally consider student housing as an option Regardless, welcome

I want to show my investor that I am vested and have a lot of skin in the game.

Not with 1000s on the market in your area that are distressed.Not sure I'd want to get involved at all since if you buy it at a foreclosure sale, he may still not want to leave the house, or he might push his best buddy for some extra time to stay rent free.

In one area, they walk into the house, find a smoke detector and leave.

So even if the property is paid off with no mortgage, you are still leaving 50% for the operating expenses and "reserves", correct?

What she wants is $3,000.00 because she has already been saving and has a job waiting for her (a transfer) once she leaves.

You do not want to lose a good tenant/buyer in exchange for a non-paying trash your investment and leave type.How about this?

Additionally you may find out very quickly that low balling every property is going to get you a flood of quick rejections and leave a very sour taste in the mouth of many realtors.

We have a little food here.Ok, you are stuck and can't leave.