I previously had a bank that would not lend to my LLC and required that an individual be the lendee.

In both scenarios, you are dealing with individual franchisee/business owner, so it's as important to focus on that person as it is the brand and the use. 

The loan has been approved and requires a 20% downpayment which we are obtaining from individuals that aren't members of the LLC.

This could be an attorney, individual, or other business entity that can receive legal correspondence and other state documents.

Sorry to be blunt, @Karl Teshima, but you are taking advantage of this individual.

. - Thats pretty rare that the syndicators would have paid significantly higher than individual - doesnt add up.

@Kevon ReidThis is a highly discussed topic, and the answer will depend on each individual investor.

I recently masterminded with a vary high net worth individual.

Acquiring legal title to the replacement property under the individuals' names for loan purposes would likely be deemed to be a completely different taxpayer than the four member LLC and the 1031 Exchange would be disqualified. 

Just wondering what you would do in my position to find those high level individuals.