I appreciate having a high level flipper like yourself to answer questions. 

However, she did warn me that both HELOC and DSCR rates are insanely high at the moment, but she said that it's a possibility if I can make the payments.

This is the easiest method if you have a strong income or a high savings rate.

@Matan Paret  There are a few ways to appoach the start of your real estate investing journey and it is highly dependent on career path.

We purchased the house when the housing market was at its peak(high 700’s).

Guy & Gal they were awful and totally out of touch how to relate to your aspiring investor with barely 10% down, high DTI, and wanting to be "financially free".

Because you are in that High Opportunity zone there is a significant jump in rents, and it is often higher than the market rent in many zip codes.

Many sellers asking ridiculously high prices to see who will bite.

The money comes from the HOA dues, but if the company mismanages the funds or has high overage and people not paying, the money in the account is soft which will make it harder for lenders to lend there.

I highly recommend him.