My sense is that it is not if the city council will try to implement restrictions, it's a matter of how far they will go in the regulations. 

Where you might find your search returns few properties that have zoning for multi-family, you won’t find near as many restrictions for those properties that have a separate building on the property, which are plentiful in our area.

Yes, some people have made it to great heights while starting with no money of their own, but these cases are very few and far between.

I’ve heard that some banks are more restrictive with loans to an LLC, especially if that LLC doesn’t have any other assets it can use as collateral. 

And if possible you want to get your new property under contract as soon after your first property sells or even before the first property sells as long as you can use contingencies or long due diligence periods to ensure that you can delay the closing of the purchase until all of your old properties have sold.As you can guess these timing restrictions could play havoc with your desire to find that perfect off market property. 

I've been talking to some commercial lenders who are willing to extend a line of credit on investment properties in certain conditions with no restrictions on its use like a HELOC.

Check on the local law to see if there are any laws or restrictions that will effect you. 

Also state FTHB programs are restrictive in terms of DTI and rates are higher then normal.Not saying that they programs don't have positives, but you need to qualify within the small box.

Next one will be 10/16, 9am at Down House in the heights.

If a 3rd party could restrict you from using it yourself, technically that wouldn't fly.