Any thought on which of these criminal organizations....erp ...big banks are the least worst to deal with?

The article you posted says FIFTEEN (15) individuals have been prosecuted in the year prior, the article itself is ~3 years old.

First, get rid of slow and non payers and criminals.

This limits my ability to see if they are employed, any information on prior rental history, criminal history etc.I planned to ask the owner to get them to sign a month to month and tell them that my intention is not to put them out after each month (which it isn't) but in case things go bad I do not want to endure it for a year.

Sorry but I need to run your credit and criminal history, so if you don't exist in the system I will just pass on you as a tenant.

Cops handle criminal issues. 

I use http://www.myrental.com/ for their nationwide criminal background and eviction checks as part of my screening process.

I am not required to hire an attorney to file and prosecute and eviction- LLC must in NJ, and I have watched professional tenants and even the judge call landlords out on it.

There are some non negotiables such as criminal backgrounds and evictions on record which we don’t accept. 

Get a load of this.Congress is now considering the Rent and Mortgage Cancellation Act which would cancel all rent and mortgage payments for the duration of the pandemic, and possibly beyond for up to a year.And the law would be retroactive, so they’d go back in time to March 13 to cancel rent.The government would then set up a fund for landlords and mortgage holders “allowing them to recoup their losses, so long as they agree to abide by a set of fair renting and lending practices for a period of five years.”Some of those conditions include not raising the rent for five years, and not denying renters based on credit history, or criminal record.This is insane.