The real winner is the buyer he gets a great return forever if he keeps it .

Obviously you will be a little negative cash flow every month, but you could probably put $200k in your pocket by equity stripping now.It becomes a forever piggybank, basically due to the rules of the state of California.  

If you're looking at a 1031 people call it a "swap til you drop" -if you plan to defer tax forever the rate doesn't matter. 

SBA is a cumbersome and time consuming process. 

Below are some of his recommended reports and a few of them not only present data from recent history, but also provide a forecast for the near future:Marcus & Millichap’s Annual US Multifamily investment ForecastCBRE Biannual Cap Rate SurveyIntegraRealty Resources Annual Viewpoint Commercial Real Estate Trends ReportZillow Annual Consumer House Trends ReportRCLCO Quarterly State of Real Estate MarketPwC Annual Emerging Trends in Real Estate

I went for used once because it was clean and electrical stoves last forever.

They seem to integrate with more things and are better supported overall.Also, that 9v battery seems to last forever.

Obviously it is time consuming, but doable. 

Do you have any consumer debt or high interest debt?

There are usually state limits on interest rates and penalties, as well as consumer protection limitations.