, and yes it is literally that simple. 

Some say that I won’t get penalized for using IRA (simple and roth) funds for downpayment if it’s a first time buying a residential home.

It's simple.

Simple things like paint, light fixtures, new fence, land scaping, paint cabinets with new hardware.

The Simple Path to Wealth by JL Collins3. 

It's actually quite simple.

I recently had this conversation with my CPA who specializes in real estate and he advised me that a simple subpoena will pierce the corporate veil of any LLC, despite what LLC firms may pitch to you on their initial consultation. 

So to answer your question, a simple refinance to get historically low, fixed rate debt is awesome when combined with a HELOC to capture that left over equity in order to put it to use when you need it.

Or would it be as simple as getting a contract together taking it to a title company.

Obviously keep your attorney in the loop as well, and a simple letter with letterhead is sufficient enough to prod a tenant into action.