What does landlord insurance cover if you're investing in an apartment building with 100 + units?

Since then, we have acquired 3 more homes and two apartment complexes, all within the general area!  

I have a 1B/1.5 bath 1,000 sq ft apartment in the heart of LoHi with spectacular city views that I either need to rent or sell in the next month. 

Proximity and identification of higher worth asset pockets becomes difficult/volatile to predict.Political environment and societal expectations that can be borderline ideological with regards to the aboveIf the crime does not get under control (see the above thoughts on education, gini, poverty, etc) this will weigh on perceptions and asset values for years to comeOn the upside:Indy is positioned well as a logistics hub which fueled growth, and it has a reasonably diversified economy.There is access to high quality higher education in the area.I will not invest in Indy although I did look at it awhile back.

Or should we operate as sole proprietors and use liability insurance to protect against lawsuits and have access to conventual loan sources? 

Financing for apartments can be easier than for single family.

I don’t want to lose access to the house when I need to stay there but I also don’t want them there longer then a year if they can’t purchase the property.

I am a licensed realtor in PA, so I have specialized skills in other obvious areas of the business.We have a few approaches that we've considered in how to deploy our money for it's first cycle, and would appreciate some feedback from those with greater knowledge.Between our liquid assets and access to loans, we have the option to spread our nest egg out over several projects.

I don't have a real estate license so I can't access the MLS.

title insurance is like any other insurance you only need it when you acutally need it.I have a access claim going now 3 years probably 50k minimum title company has spent ..just the cost of doing business.Only time i would consider not buying it is say a tax sale or other very cheapo type properties that i had no intention of borrowing against or reselling.. buy and hold forever and then dispose of when done.