I had a project bite me in the butt because I wasn't more diligent in "checking in" on the contractor.If you need any help or additional advice, feel free to reach out I have helped a lot of my investor friends purchase properties in other counties in California.

Our cash flow is good, so I was thinking I'd get the line of credit to use for backup on these near term repairs that are less than $10k for what I can't cash flow or cover from savings.

I think since the tax year still benefits from the 80% bonus depreciation, taking a few extra thousand in bonus isn't worth the risk of additional scrutiny by a tax court.

I dont want it to be impacting all of our credit score. 

Additionally, I estimate the value of their holding to be $250,000 in addition to the $125,000 they put in upfront. 

Additional prior to move-in deposits: Cleaning Deposit $400.

There are cheaper one’s in D/F areas but I would be careful as those can create a laundry list of additional issues.

I have a credit score of 750 and 15k in cash and was wondering how likely I am to be accepted for an HML.

We managed to get seller credit via fixes to the house which is nice.

Customers with good credit end up paying more when they use a "Broker" or Lender who are simply the "middle men".The other thing is there are new programs that only require 15% down for 2-4 units and almost all lenders and brokers require 20% to 25% or more for 2-4 unit multifamily investment purchases.