There are a lot of regional Insurance companies that can be very competitive in the markets they service. 

I've found regional credit unions to be a good place for flexible terms and reasonable rates.

Move-in fee, no.It must be a regional thing.

Your best bet will be smaller, regional banks or CU's.Lastly, for analysis you can also look at cap rates.  

We rent to a health corporation that services a region the size of Minnesota.

I would sincerely advise reaching out to multiple professionals in the region you’re interested in.

Is it a national or regional bank?

Unless there is a specific reason that's out of the ordinary, most banks and hedge funds are trying to get the most they can get.I've seen one smaller regional bank willing to take more of a discount because the pool they bought had a couple of rezi loans and they were focused on the rest of the commercial loans which is what they really wanted.

Should I just call credit unions or smaller regional banks?

Transition of people out of Toronto to communities nearby.