There are (at least here in San Diego) ways of getting non standard items approved, and some of the large developers want certain non standard items to create a certain "feel" for the project frontage, but they take perpetual responsibility for those items as well.

Looking to purchase an owner-occupied Duplex in San Diego and plan on using an FHA loan.  

There are other places in Texas where you could fare better than Austin (San Antonio, Houston, and Dallas are all hot markets but have lots of opportunity) Also, the MLS will be the most difficult place to find deals, so you might consider looking into and studying other strategies (wholesale leads, FSBO, probate, etc) 

(about 1 hour south of San Jose, Ca).

It has been a tremendous help.My husband and I are both native Californians (him from San Bernadino and me from Marin County) that always wanted to get out. 

We have a lot going on at the San Clemente house and just started the new build in Capo Beach, but hopefully I'll be done in time. 

To add to my introduction, I am looking to buy and hold in local area (i.e North California-San Francisco Bay area).

I'm familiar with the San Diego market.

@Eric Perez I see you are in San Antonio.

I have taken 100% depreciation on my taxes.I'm considering a MF Triplex in San Diego.