Just double checked the exact timing and it was closer to 3.5yrs of ownership but got no - I received no pushback from NACA.

The HELOC came with two starter checks in the mail I am able to use.

Yeah that map is a great starting point and something to double check areas with if new to the area...we work a little more on a street by street, neighborhood basis, so it's gets a little more specific. 

I'm checking back on this thread.

What is the best criminal/credit/eviction solution that I can use to check people’s background?

I will have so few bills it wont matter if a check is late.

I am not saying you have to hold your money in a checking account, but some savings accounts are now earning 2%, a 3 month TBill is over 4%.

Check out True North Construction.

Unless you are doing all of the maintenance yourself, figure about 5k yearly for touching up paint, repairing misc. items the guests break, bikes, kayaks, BBQ grill, pool maintenance, lawn service, pest control, replace TV remotes every time someone checks out. 

You can always check out https://housecashaz.com/subto/ and there is a lot I've and others have posted on it.