I've literally seen over a million dollars + disappear into others peoples (friends) pockets wholesaling all that equity away.

Then, how much of the rent will disappear on the mortgage AND holding expenses (property management, vacancy, maintenance, capital expenditure, insurance, taxes...)?

If i chopped up utilities and it went from 420 to 500 they are going to be shelling out the same dollars anyway so the threat of them moving has not changed.And another thought, when I bought my first four plex my biggest concerns were collecting the rent ( that is still my number one priority) and not losing a tenant.

FYI Ikea uses disappearing ink so scan the receipt and put that in the folder

Usually they're going to want to serve the homeowner with a threat of "intent to accelerate."

Certainly won't see the kind of insanity we saw during the bubble with or without these quasi governmental agencies.I do think 30 year fixed rate mortgages will disappear.

If SB321 gets passed the inventory will become even harder to find sending prices skyrocketing and when they eventually do release the inventory it will be unaffordable for more owner occ. as well as less appealing to investors as the cashflow will decrease if not disappear all together.

I've had a few signs mysteriously disappear in the past. 

The first check just disappeared- renter claims to never have received it and it was never returned via post office.

The park is on 9.3 acres and  has been in threat of being shut down, unless renovations are made.