It's all gas...but with different costs and claimed benefits.As to how the rates are actually calculated, you'd have to look to the bond markets.  

Are competitors full or are they offering discounts and specials to attract tenants? 

problem is, you don't have full view of the balance on the 1st specially if they did a loan modification and the modification is not recorded.  

Most of the tax professionals on BiggerPockets specialize in real estate.

I don't do high cost loans, but I wouldn't be surprised if there were NOT any special requirements to have/maintain an escrow account. 

It boggles me why the 1 commentor feels lake front is not anything special, that's like saying water is not wet, it's on that level of wrong and ridiculous.

TL;DR: If you were just starting out, with basically zero debt and costs, a low six-figure salary, and $140,000 to invest, with a desire to get into real estate, “connections” to a team of contractors and a great real estate agent specializing in distressed investment properties… What would you do?

Not every, but enough times to wonder about his special abilities to read and profile people.I am also very good at doing door-to-door sales and I have a super simple approach.

What that means is the seller will pay all liens of record at settlement to give you free and clear title at settlement, and depending on the type of warranty deed (special vs. general), that the seller will defend your title against certain (or all) claims after settlement. 

@Laura Gilles - It's sometimes difficult to find a CPA who both specializes in real estate and is located close to you in Boise.There are lots of good CPAs and Enrolled Agents on Bigger Pockets who work remotely and have clients all over the country.