Once again, I will remind you, I DID NOT say there was a housing crash coming.

Your story kinda reminded me of the first house that I bought back in 2009. 

This reminds me of my parents selling their house in Cupertino CA. 

lol that reminds me of the show Arrested Development.

Loftus 60k in undergrad loans, 415k in dental school loans, 12k in credit card debt over the last 6 months. your situation is very typical for a new doctor. not too bad. only 60k undergrad and 12k cc debt are little high. the real difficult parts are marriage & your current mindset. many replies give some solutions which i think it is practical.   2 things to remind my colleague:1. you are in a very difficult profession. try to make more in a short time/retire in 11ys put you at more risk professional. be very careful.2.

It's a great reminder to check myself as a host and ensure I'm doing everything I can to be a high quality host in the hospitality industry. 

most would not be able to duplicate the way you have done it.and you very much remind me of myself. 

Reminder: professional credentials don't mean much if one doesn't specialize in real estate.

sorry i didnt follow most of what you said@Alex Gordon: Your Comment: "sorry i didnt follow most of what you said" You just reminded me that most "gator lenders" and maybe most new investors (especially "Subject To" investors) don't actually understand the risks.

They have no legal right to do so and your attorney may want to remind them that creating any delays or attempts to refuse payoff will be met my legal action, including attorney's fees.