However, Bill saying that, and I believe he used to be a bank regulator, tends to make me think this is a broad FDIC guideline.In my personal experience I was able to do a rate-and-term refi based on a new appraisal late last year.

Regulation D exemptions are the only way for many people to participate in some funds and it severely hampers capital flows to certain financial product offerings.BTW...Welcome to BP!

Kotlikoff doesn’t trust government accounting, or government regulation.

Are buyers have gone eveywhere and no one is going to touch it, you know its crazy the gov has so much regulations now you cant even sell your home.

I can see where investing will be more regulated and maybe less profitable for small investors, to the point where, without greater resources it may not provide a living, say limited to owning . three properties.

Here in my state of SC it's 1976 due to Hud regulations.

THerefore I still haven't filed my return but based on what he said I don't think it would matter.My question to the BP world is, do you think this lender might be making this regulation up so that he can switch me over to a more profitable conventional loan?

I have heard from many that the FDIC and other regulators have the intentions of shrinking the total number of banks nearly in half.

Does anyone know if there is anything specific in the regulations about if a person has "multiple businesses"?

Not illegal in PA, but they want to collect more RTT on an assignment.An example of how one title company in PA handles this:http://www.landmarkabstract.com/current_news_and_informatio.htmlI posted that here before:http://www.biggerpockets.com/forums/223/topics/50297-1st-closing-this-friday-See here for something else I suggested:http://www.biggerpockets.com/forums/61/topics/38437-assignmetSupporting links:http://www.pacode.com/secure/data/061/chapter91/s91.170.htmlhttp://www.pacode.com/secure/data/061/chapter91/subchapHtoc.htmlhttp://paelderestatefiduciary.blogspot.com/2008/03/new-pa-realty-transfer-regs-affect.htmlPennsylvania Department of Revenue Makes Major Changes to Realty Transfer Tax Regulationshttp://www.revenue.state.pa.us/portal/server.pt/document/629755/rtt-08-002_pdfhttp://www.revenue.state.pa.us/portal/server.pt/community/letter_rulings/14831/realty_transfer_tax/602564http://dornish.net/pennsylvania-amends-transfer-tax-regulations